Charities Difficulties Opening Bank Accounts

Charities Opening Bank Accounts - Image showing bank 21st November 2023

Having a strong relationship with a bank is crucial for many Charities that depend on the robust controls and support that a bank can provide. In recent years Charities have found it more difficult to open bank accounts particularly with the UK main high street banks, which has added to stresses that Trustees face along with the pressures arising from the cost-of-living crisis.


The Charity Commission has written an open letter to all UK Bank Chief Executives for their attention to make banking easier for Charities, in particular focusing on:-
  • Making setting up a Charity bank account easier
  • Training staff on Charity structures and understanding these to avoid delays


The letter can be read here:-

Charity banking and access to bank services – GOV.UK (


We hope that this brings positive change for Trustees of our Charity clients and helps drive efficiencies for Charities that are already experiencing such great demand for their charitable activities in their ongoing support of their communities and ultimate beneficiaries.


To discuss Charity and Not-For-Profit matters, please do contact your local Whitings LLP office.


Disclaimer - All information in this post was correct at time of writing.
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