Cashflow Projections

UPDATED: 19th March 2026

Cashflow projections are a fundamental requirement in a wide range of business modelling scenarios. While they may form part of an organisation’s internal financial management framework, they are more commonly mandated by external stakeholders.

Typical situations in which cashflow forecasting is required include:

• Starting a new business, where banks want to see clear financial plans
• Applying for or renewing bank funding
• Applying for grants, where funders expect evidence of financial stability
• Managing day‑to‑day finances, helping you stay on top of cash movements and burn rate
• Valuing a business
• Setting the right reserves and provisions

We use specialist forecasting software, along with an experienced team, to produce clear and reliable cashflow projections. The software also enables detailed “what‑if” analysis so you can flex assumptions, compare different scenarios, and spot any potential cash pressure points before they arise.

Our role is to turn your business plans into meaningful numbers that help you make better decisions. We’ll also challenge assumptions where helpful, acting as a friendly “devil’s advocate” to make sure your business stays financially resilient. And if the forecast shows possible cash shortfalls, we can suggest a range of practical ways to address them.

Where potential cash shortfalls are identified, we can recommend a range of mitigation strategies, including:

• Adjusting payment terms — negotiating longer supplier credit or encouraging faster customer payments
• Reviewing costs — reducing non‑essential spend or delaying certain investments
• Refining your business model — revisiting pricing, revenue streams or timing of major projects
• Improving working capital — speeding up invoicing, tightening credit control or managing stock more efficiently
• Exploring finance options — such as overdrafts, term loans, asset finance or new investment
• Phasing significant costs — spreading large expenses over a longer period

Take the next step

If you’re looking for clear, reliable cashflow projections or want to improve the way you manage your business finances, get in touch with us today. We’re ready to help you build a stronger financial foundation and move forward with confidence.

Disclaimer - All information in this post was correct at time of writing.