Latest Wealth Management
Latest Wealth Management
Our Content
Pensions experts say a minimum of £10,900 a year needed to retire
A single person will need post-tax annual income of £10,900 for a minimum standard of living in retirement, according to the Pensions and Lifetime Savings Association (PLSA). The minimum retirement living standard is based on the Joseph Rowntree Foundation’s Minimum Income Standard and covers a typical retiree’s basic needs plus enough for some social…
Family Investment Companies: Pass on wealth IHT efficiently
Business owners who have built up a valuable private investment company (holding cash, private or quoted equity and/or property), accumulated either from scratch or after the sale of a trading company subsidiary, will be all too aware that the lack of entitlement to Business Property Relief (BPR) creates a problematic inheritance tax (IHT) exposure –…
Socially Responsible Investing
Every day more people are starting to think about environmental issues, such as climate change, social issues and our impact on the world around us, plus the sustainability of it all. But what can we do about it when it comes to investing your capital? What do all the many different definitions and terms…
How taking a pension lump sum could save you money
If you reached state pension age after 6 April 2016 and deferred taking your pension, you will receive a higher weekly amount when you start receiving it. However, if you reached state pension age before 6 April 2016 there is a second option, which is to receive a state pension lump sum rather than…
Putting Time On Your Side
How can you increase your chances of a successful investment in equities/stocks and shares ? Please find attached a short paper by Fidelity International on this question. One of the other most important points is the value in getting advice and making sure any investments chosen are appropriate to your individual…
When doing nothing is best
From time to time, stock markets go through periods of uncertainty. This could be down to some poor economic news or perhaps due to a political crisis. The sharp falls that can be experienced at such times are understandably unsettling for investors. They can even tempt some to change their long-term plan by selling their…
Beware of pension investment scams
The Insolvency Service has urged individuals saving for retirement to protect their pension pots from criminals and ‘negligent trustees’. Research carried out by the Service found that criminals use a range of tactics to convince savers to part with their funds, including persuading individuals to access their pension and invest in unregulated schemes. …
Financial Services Apprenticeship Scheme
We are pleased to announce that our wealth management department are looking to introduce a Financial Services Apprenticeship scheme. The aim of this scheme is to identify local talented individuals and help them to develop into the next generation of financial advisers/ planners and be part of our successful wealth management team. Once…
Wealth Preservation Seminar – Planning for the future
Whiting & Partners host their second annual Wealth Preservation Event at Huntingdon Racecourse on Wednesday 24 October. Discover how to manage your wealth effectively with advice from experts in investment strategy as well as tax and financial planning. The free event will welcome speakers from Whiting & Partners Tax and Wealth Management departments as well…
Preparing for Retirement
Retiring early is the dream for all of us, it is a chance to do more of what you enjoy, yet unsurprisingly the majority of us have never tried to calculate how much money we will need to save to live comfortably in retirement. Your likely income needs will depend upon whether in retirement you…